MKA Narrative Generator

Fill in every section below, then click Review & Generate.

Admin Info

Report metadata and claim identification

Report Date

Date of Loss

Recipient

Name

Title

Company

Claim

Insured Name

Property Address

Claim Number

Policy Number

MKA Project No.

Insurance Company

Carrier / Client

Documents Utilized

List every document referenced in the narrative

Site Visit

Inspection details

Inspector Name(s)

Inspection Date

Attendees

Weather Conditions at Time of Inspection

Testing / Methods Performed

Structures

One card per structure on the property

Cause of Loss

Engineering finding and supporting evidence

Reported Peril

Engineering Conclusion

Verbatim Engineering Quote Appears indented and italicized in the final document.

Supporting Evidence / Observations

Unrelated Damage

Pre-existing or unrelated items to exclude from the claim

Leave empty if no unrelated damage was identified.

Financials & Closing

Estimate, timeline, and any dispute notes

Estimate Total (ACV)

Estimated Repair Timeline

Estimate Prepared By

Dispute / Additional Notes

Upload the adjuster report, engineering report, and/or estimate PDFs. The system will extract the data and pre-fill the form for your review.

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Drop PDFs here

Adjuster report, engineering report, estimate — any combination

Narrative Preview Review the draft below, then download as Word.

Fill in the sections below, then click Generate Caveat. The introduction, the Assumptions header statement, and the Limitations statement are added automatically per the MKA guidelines.

Estimate Info

Who the caveat is prepared for and project identification

Estimate Date

Client / Carrier

Prepared For

Name

Title

Company

Project

Project Name

Project Address

MKA Project No.

Claim No.

General Notes

All information used to develop the scope and pricing

General Notes

General Building Description

High-level description of the building (no damage discussion)

Building Description

General Building Condition

Pre-loss condition (supports pre-existing exclusions & ACV)

Building Condition

Description of Affected Elements

Major affected elements only — no cause & origin

Affected Elements

Physical Site Restrictions

Site conditions that add or reduce scope/cost

Site Restrictions

Repair Methodology

Your means & methods — no sequencing words

Repair Methodology

Anticipated Project Duration

Assumptions

Assumptions made in developing scope, pricing, and means & methods

The standard header — “Our evaluation contemplates returning the facility to its pre-loss configuration using contemporary materials of like kind and quality…” — is added automatically above these items.

Exclusions

Items deliberately excluded from the estimate

Only list items you have specific reasons to exclude.

Special Notes & ACV

Anything not covered above, plus Actual Cash Value

Special Notes

Actual Cash Value (ACV)

Does this estimate have an ACV component?

ACV Description / Basis

Depreciation Calculated On

Automatically included: the introduction paragraphs (prepared-for, project, reservation of rights, and the minimum four-bid pricing basis) and the verbatim Limitations statement are appended per the MKA Estimate Caveat Guidelines and are not editable here.

Upload the estimate, engineering/roofing report, adjuster report, or site notes. The system reads the text and pre-fills the caveat form for your review. (Scanned/image-only PDFs cannot be read.)

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Drop PDFs here

Estimate, engineering report, adjuster report — any combination